ITR Form Finder
Find the right ITR form (1/2/3/4/5/6/7) for your case
Decision-tree picker that returns the correct ITR form based on your income sources, residency, business nature, and entity type. Aligned to AY 2025-26.
Picked your ITR form — now let us file it.
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What is an ITR Form Finder?
Picking the wrong ITR form is the single most common reason for "defective return" notices under Section 139(9). The form depends on a handful of factors — residency, total income, sources of income, nature of business, capital gains, and whether you opt for presumptive taxation — but the rules change every year and the eligibility thresholds shift.
For AY 2025-26: ITR-1 covers resident salaried with income up to ₹50 L, one house, interest income, and LTCG on listed equity up to ₹1.25 L. ITR-2 for individuals/HUFs with capital gains beyond that or multiple houses. ITR-3 for business/professional income (non-presumptive). ITR-4 for presumptive (44AD/44ADA/44AE). ITR-5 for firms/LLPs/AOPs. ITR-6 for companies. ITR-7 for trusts and political parties.
This finder runs you through a short decision tree, flags edge cases (e.g. RNOR status, foreign assets, F&O income), and returns the exact form to file along with the schedules you must complete. No data leaves your browser.
Why use this ITR Form Finder
Built for Indians, by Indians. Every number, every formula, every slab — tuned to FY 2026-27 reality.
6-question decision tree
Walk through residency, income heads, business, gains, presumptive, entity.
Schedule hints
Returns the form plus mandatory schedules (Schedule FA, AL, BP, etc.).
Edge-case flags
Detects RNOR / NRI / Director / Director-in-foreign-co / F&O / crypto / unlisted shares.
Browser-only
Income data never leaves your device — pure logic, no network call.
Using the ITR Form Finder in 4 steps
No onboarding, no signup. Answer three fields and the numbers update live.
Pick residency status
Resident / RNOR / NRI. Drives the very first split (NRIs cannot file ITR-1).
Select income heads
Salary, house property, business, capital gains, other sources, foreign income.
Answer business nuances
Presumptive (44AD/44ADA/44AE) vs regular books; F&O / intraday flags.
Get the form + schedules
Final answer in plain English with schedules to fill and common pitfalls to watch.
Tips to get the most out of it
Never use ITR-1 if you have any of: foreign income, foreign assets, RNOR status, brought-forward losses, capital gains over ₹1.25 L, two or more houses, agricultural income > ₹5,000.
F&O and intraday are "non-speculative business" and "speculative business" respectively — both push you to ITR-3, even if your day job is salaried.
Director in any company or holding unlisted equity = mandatory ITR-2 (or ITR-3 if you also have business income). ITR-1 is barred.
Crypto / VDA gains (Section 115BBH) push individuals to ITR-2 / ITR-3 — Schedule VDA must be filled. Do not try to fit crypto into ITR-1.
Filing ITR-4 with presumptive cuts compliance, but you cannot claim losses or carry-forward depreciation. Run the math both ways before electing.
Real-world scenarios
How Indians actually use this finder — concrete inputs, concrete outcomes.
Salaried, ₹18 L, one house, FD interest
Resident, salary + one house + interest + no capital gains > ₹1.25 L → ITR-1.
Salaried + Zerodha F&O profit
F&O = non-speculative business → ITR-3 mandatory. Tax audit u/s 44AB if turnover > ₹10 Cr (or 1 Cr if cash > 5%).
Freelance consultant ₹40 L receipts
Eligible for 44ADA presumptive → ITR-4 (50% deemed profit). Or regular books → ITR-3 with audit if profit < 50%.
NRI with rental + capital gains in India
NRI + house + capital gains → ITR-2. Schedule FA mandatory if foreign assets exist.
Frequently Asked Questions
Still have a question? Our team replies within a business day.
Only if LTCG on listed equity / equity MF ≤ ₹1.25 L (the new AY 2025-26 relaxation). Any other capital gain — debt MF, property, gold, F&O — pushes you out of ITR-1.
ITR-4 if you opt for presumptive 44ADA (50% deemed profit, receipts ≤ ₹75 L if 95%+ digital, else ₹50 L). ITR-3 if you want regular books or have higher receipts.
Pure investor (delivery only) — ITR-2. Intraday or F&O — ITR-3 (business income). Both delivery and F&O — ITR-3 reporting both heads.
ITR-6 for all companies except those claiming exemption u/s 11 (those file ITR-7). LLPs file ITR-5, not ITR-6.
CPC may treat the return as defective u/s 139(9). You get 15 days to file a corrected return. Repeated defects can lead to the return being treated as invalid (deemed not filed).
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