Same-Day Filing

ITR Filing for 5 LPA Salary Same-Day — ₹499

File your income tax return accurately for a 5 LPA salary. At ₹5 lakh salary, the Section 87A rebate under both regimes means zero tax — but filing correctly with all deductions ensures the full benefit. ₹499 flat — CA review, Form 16 processing, deduction optimisation, same-day filing.

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Reviewed by Priya Iyer, Chartered Accountant & GST Reviewer
Last updated April 30, 2026
What's Included

₹1500 Value for Just ₹499

Everything you need, in one bundle.

Your Bundle Breakdown

  • ITR-1 / ITR-2 preparation and e-filing₹499
  • Form 16 processing + deduction check₹200
  • 80C, 80D, HRA, LTA optimization₹200
  • e-Verification support (Aadhaar OTP)FREE
  • Refund status tracking (post-filing)FREE
  • Total Bundle Value₹1500
  • You Pay Today₹499

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Current bundle pricing with clear scope, delivery, and support included.

  • Same day filing
  • CA-backed, money-back assurance
  • No hidden charges, no upsells
  • Dedicated WhatsApp support
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Review Process

What We Check Before Filing

These pages now explain the review layer behind the service, not just the price.

Data reviewed against prior filings, portal records, and supporting documents

Acknowledgement numbers and filing status shared directly on WhatsApp

Mismatch and resubmission risks checked before final submission

Understanding ITR Filing for 5 LPA Salary

Income Tax Filing for 5 LPA Salary — What You Need to Know

A ₹5 lakh annual salary is a sweet spot in Indian tax law. Under the new regime: gross ₹5L minus ₹75,000 standard deduction = ₹4.25L net taxable income. Tax at 5% on ₹25,000 (₹4.25L − ₹4L slab) = ₹1,250. Section 87A rebate covers the full ₹1,250. Net tax payable: ₹0. Under the old regime: ₹5L minus ₹75,000 standard deduction = ₹4.25L. Tax at 5% on ₹1.75L = ₹8,750. 87A rebate covers full amount (applicable for income below ₹5L — here taxable income is ₹4.25L). Net tax: ₹0.

Both regimes deliver zero tax at ₹5 LPA. The difference appears when you add bank interest, rental income, or FD income that pushes total income above ₹5L. Once total income (before standard deduction) exceeds ₹5L (old regime) or ₹12L (new regime), the 87A rebate boundary is crossed and actual tax applies. We review your AIS to ensure all income sources are accounted for before deciding which regime to use.

Zero tax via Section 87A rebateUnder new tax regime AY 2026-27
Regime comparisonNew regime default — 87A rebate covers full liability up to ₹12L income
Same-day filingDocuments by 2 PM → ITR-V same evening
Eligibility

Who Needs to File ITR on a 5 LPA Salary?

Salaried employees earning ₹40,000–₹45,000/month at mid-entry level

Employees with small equity or mutual fund investments wanting to check capital gains impact

Salaried individuals paying rent and claiming HRA — even at ₹5L, HRA exemption can reduce taxable income

Filers with FD or savings interest that may push total income above the 87A boundary

Employees with two Form 16s (job change) needing consolidated computation

Young professionals building ITR history for a US/UK visa or home loan application

Benefits

Why File with Bizeract?

Maximum Refund

Every eligible deduction applied — 80C, 80D, HRA, LTA, home loan. Most salaried filers are owed a refund.

Same-Day Filing

Documents by 2 PM → ITR-V filed same evening. Acknowledgement shared on WhatsApp.

Regime Optimised

We compute both old and new regime tax and file whichever saves more for your specific deduction profile.

CA-Backed

A Chartered Accountant reviews your Form 16 and deductions before filing — not an automated app.

Penalty Avoidance

Late filing after July 31 attracts ₹1,000–₹5,000 penalty. File on time.

Loan & Visa Ready

Filed ITR acknowledgement required for home loans, US/Canada visa, and income proof.

Simple Process

How It Works

A clear step-by-step process. Done by experts, on your behalf.

1

Share Documents

Form 16, PAN, Aadhaar, investment proofs — via WhatsApp.

2

CA Review

We reconcile Form 16 with AIS / 26AS and apply all deductions.

3

E-File

Return filed on incometax.gov.in. ITR-V acknowledgement shared immediately.

4

Verify & Track

E-verified via Aadhaar OTP. Refund status tracked and notified.

Documents Required

Documents Needed for ITR Filing for 5 LPA Salary

Form 16 from employer (Part A + Part B)
PAN card
Aadhaar card (for e-verification)
Bank account details (for refund credit)
Investment proof (80C: ELSS, LIC, PPF)
Health insurance premium receipts (80D)
Rent receipts + landlord PAN (for HRA)
Home loan interest certificate (if applicable)
Capital gains statement from broker (if any)
Expert Notes

What usually causes delay, notice, or resubmission

For itr filing for 5 lpa salary, the common issues are mismatched records, missing annexures, and numbers that do not reconcile with prior filings or portal data. Prospects often underestimate how often AIS, 26AS, GST returns, bank statements, or invoice summaries disagree with the draft they plan to submit. Fixing those gaps before filing is what keeps the process fast and reduces notice risk later.

Our review layer is designed around those failure points. We check whether the supporting data matches the filing position, whether the portal record already reflects a conflicting value, and whether any explanation or working paper should be kept ready before the return or reply is uploaded.

Expert Notes

What a strong filing handoff should include

Good conversion pages do not stop at pricing; they explain the operational handoff. Before the filing is submitted, clients should know what documents to share, what review happens, how acknowledgements are delivered, and what follow-up support is included if the department seeks clarification. That extra specificity improves trust and makes these pages more useful than thin price-led competitors.

Get ITR Filing for 5 LPA Salary for Just ₹499

Bundle worth ₹1500. Same day filing. Clear scope, expert review, and no hidden steps.

FAQs

Frequently Asked Questions

Is there any income tax on ₹5 LPA salary?

No — under both old and new regimes, the Section 87A rebate eliminates the tax liability at ₹5 LPA. Under the new regime: tax on ₹4.25L net income = ₹1,250; 87A rebate covers it fully. Under the old regime: tax on ₹4.25L = ₹8,750; 87A covers it (applicable for taxable income below ₹5L). Net tax payable = ₹0 under both regimes.

Can I claim 80C deductions at ₹5 LPA?

Under the old regime, yes — 80C deductions (ELSS, PPF, LIC) reduce taxable income further, but since tax is already zero via 87A, there is no additional saving. Under the new regime, 80C is not available. At ₹5 LPA, both regimes give zero tax — 80C investments are irrelevant for tax saving (but still valuable as savings instruments).

What if my bank interest pushes total income above ₹5 LPA?

Under the old regime, the 87A rebate applies only if total income is below ₹5L. FD interest of ₹10,000+ can push you above ₹5L, making a small amount of tax payable. Under the new regime, 87A covers income up to ₹12L — so bank interest at ₹5 LPA salary is not a concern in new regime. We check your AIS and compute the correct position.

Which ITR form at ₹5 LPA?

ITR-1 for salary + bank interest + one self-occupied house property. ITR-2 if you have capital gains, multiple properties, or RSU/ESOP income. At ₹5 LPA, most filers use ITR-1.

What does the process look like?

Fill the form → expert calls within 30 minutes → share documents on WhatsApp → we file → you receive certificates / acknowledgements. Zero office visits.

Are there hidden fees beyond the offer price?

No. The offer price covers the full scope listed in the bundle. Government fees (where applicable, like ROC for incorporations) are passed through at actuals — disclosed upfront before you pay.

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