ITR Filing for 12 LPA Salary Same-Day — ₹499
File your income tax return accurately for a 12 LPA salary. At ₹12 lakh salary, the Section 87A rebate under the new regime gives zero tax — but only if total income stays below ₹12L. We verify and file the right regime. ₹499 flat — CA review, Form 16 processing, deduction optimisation, same-day filing.
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₹1500 Value for Just ₹499
Everything you need, in one bundle.
Your Bundle Breakdown
- ITR-1 / ITR-2 preparation and e-filing₹499
- Form 16 processing + deduction check₹200
- 80C, 80D, HRA, LTA optimization₹200
- e-Verification support (Aadhaar OTP)FREE
- Refund status tracking (post-filing)FREE
- Total Bundle Value
₹1500 - You Pay Today₹499
Claim Your ₹499 Offer
Current bundle pricing with clear scope, delivery, and support included.
- Same day filing
- CA-backed, money-back assurance
- No hidden charges, no upsells
- Dedicated WhatsApp support
What We Check Before Filing
These pages now explain the review layer behind the service, not just the price.
Data reviewed against prior filings, portal records, and supporting documents
Acknowledgement numbers and filing status shared directly on WhatsApp
Mismatch and resubmission risks checked before final submission
Income Tax Filing for 12 LPA Salary — What You Need to Know
A ₹12 lakh salary sits exactly at the Section 87A rebate boundary under the new regime — the most discussed salary level in Budget 2025 coverage. Here is the precise calculation: ₹12L gross minus ₹75,000 standard deduction = ₹11.25L net taxable income. Tax at new regime slabs = 5% on ₹4L (₹4–8L) + 10% on ₹3.25L (₹8–12L) = ₹20,000 + ₹32,500 = ₹52,500. Section 87A rebate: applicable for total income up to ₹12L — covers the full ₹52,500. Net tax payable = ₹0.
The critical distinction: the 87A rebate threshold is ₹12L of TOTAL income, not ₹12L salary. If you have any other income — bank interest of ₹5,000, rental income, freelance fee, capital gains — that pushes total income above ₹12L, the rebate is lost and you owe ₹52,500 in new regime tax. This is the most common mistake at this salary level.
Under old regime at ₹12L: without deductions, tax is ₹1,72,500. With 80C (₹1.5L) + 80D (₹25K) + home loan interest (₹2L) + standard deduction (₹75K) = ₹4.5L in deductions: taxable income = ₹7.5L. Tax = ₹12,500 + 20% on ₹2.5L = ₹62,500. Old regime only beats new regime (₹0 tax) if you have additional income that kills the 87A benefit.
Who Needs to File ITR on a 12 LPA Salary?
Salaried professionals at ₹90,000–₹1,00,000/month who want to confirm zero tax in new regime
Employees with small equity or MF investments that may cross the ₹12L total income boundary
Filers with FD interest or savings account interest that might push total income above ₹12L
Employees with home loan interest evaluating whether old regime + interest deduction beats new regime ₹0
IT professionals with side consulting income or RSU vesting that adds to base salary
Employees with rental income from a property who need to check if total exceeds ₹12L
Why File with Bizeract?
Maximum Refund
Every eligible deduction applied — 80C, 80D, HRA, LTA, home loan. Most salaried filers are owed a refund.
Same-Day Filing
Documents by 2 PM → ITR-V filed same evening. Acknowledgement shared on WhatsApp.
Regime Optimised
We compute both old and new regime tax and file whichever saves more for your specific deduction profile.
CA-Backed
A Chartered Accountant reviews your Form 16 and deductions before filing — not an automated app.
Penalty Avoidance
Late filing after July 31 attracts ₹1,000–₹5,000 penalty. File on time.
Loan & Visa Ready
Filed ITR acknowledgement required for home loans, US/Canada visa, and income proof.
How It Works
A clear step-by-step process. Done by experts, on your behalf.
Share Documents
Form 16, PAN, Aadhaar, investment proofs — via WhatsApp.
CA Review
We reconcile Form 16 with AIS / 26AS and apply all deductions.
E-File
Return filed on incometax.gov.in. ITR-V acknowledgement shared immediately.
Verify & Track
E-verified via Aadhaar OTP. Refund status tracked and notified.
Documents Needed for ITR Filing for 12 LPA Salary
What usually causes delay, notice, or resubmission
For itr filing for 12 lpa salary, the common issues are mismatched records, missing annexures, and numbers that do not reconcile with prior filings or portal data. Prospects often underestimate how often AIS, 26AS, GST returns, bank statements, or invoice summaries disagree with the draft they plan to submit. Fixing those gaps before filing is what keeps the process fast and reduces notice risk later.
Our review layer is designed around those failure points. We check whether the supporting data matches the filing position, whether the portal record already reflects a conflicting value, and whether any explanation or working paper should be kept ready before the return or reply is uploaded.
What a strong filing handoff should include
Good conversion pages do not stop at pricing; they explain the operational handoff. Before the filing is submitted, clients should know what documents to share, what review happens, how acknowledgements are delivered, and what follow-up support is included if the department seeks clarification. That extra specificity improves trust and makes these pages more useful than thin price-led competitors.
Get ITR Filing for 12 LPA Salary for Just ₹499
Bundle worth ₹1500. Same day filing. Clear scope, expert review, and no hidden steps.
Frequently Asked Questions
Is income tax zero at ₹12 LPA salary?
Yes, under the new regime — IF total income (from all sources) does not exceed ₹12 lakh. ₹12L salary − ₹75,000 std deduction = ₹11.25L net. Tax = ₹52,500. 87A rebate covers it fully. But add ₹10,000 bank interest and total income = ₹12.01L — above the ₹12L 87A limit — and you owe ₹52,500 in tax. We check your full AIS before selecting regime.
What other income sources could push me above ₹12L?
Bank FD/savings interest, dividends from shares/mutual funds, rental income, freelance fees, capital gains from shares or property, any perquisite income from RSU vesting. Even small amounts (₹5,000 bank interest) can tip you over. AIS (Annual Information Statement) on the IT portal shows all income the department knows about — we review it before filing.
Is old regime better at ₹12 LPA if I have a home loan?
Only if the home loan interest deduction (Section 24, up to ₹2L for self-occupied) plus other deductions (80C ₹1.5L, 80D ₹25K, std ₹75K) total more than the benefit of ₹0 tax in new regime. With ₹4.5L in deductions: old regime tax = ₹62,500. New regime (assuming total income under ₹12L): ₹0. New regime still wins. Old regime only beats new regime if your additional income kills the 87A benefit.
Do I need to invest in PPF or LIC at ₹12 LPA?
Not for tax saving in the new regime — tax is zero without any investments. Keep investing in PPF, ELSS, or NPS for long-term wealth; just don't do it for the tax benefit under new regime. If you're filing old regime (because additional income forces it), 80C investments reduce your tax liability.
What does the process look like?
Fill the form → expert calls within 30 minutes → share documents on WhatsApp → we file → you receive certificates / acknowledgements. Zero office visits.
Are there hidden fees beyond the offer price?
No. The offer price covers the full scope listed in the bundle. Government fees (where applicable, like ROC for incorporations) are passed through at actuals — disclosed upfront before you pay.
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