Same-Day Filing

ITR Filing for 15 LPA Salary Same-Day — ₹499

File your income tax return accurately for a 15 LPA salary. At ₹15 lakh, income tax is real and regime choice matters significantly. The difference between old and new regime can be ₹30,000–₹50,000. We compute both and file the optimal choice. ₹499 flat — CA review, Form 16 processing, deduction optimisation, same-day filing.

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Reviewed by Priya Iyer, Chartered Accountant & GST Reviewer
Last updated April 30, 2026
What's Included

₹1500 Value for Just ₹499

Everything you need, in one bundle.

Your Bundle Breakdown

  • ITR-1 / ITR-2 preparation and e-filing₹499
  • Form 16 processing + deduction check₹200
  • 80C, 80D, HRA, LTA optimization₹200
  • e-Verification support (Aadhaar OTP)FREE
  • Refund status tracking (post-filing)FREE
  • Total Bundle Value₹1500
  • You Pay Today₹499

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Review Process

What We Check Before Filing

These pages now explain the review layer behind the service, not just the price.

Data reviewed against prior filings, portal records, and supporting documents

Acknowledgement numbers and filing status shared directly on WhatsApp

Mismatch and resubmission risks checked before final submission

Understanding ITR Filing for 15 LPA Salary

Income Tax Filing for 15 LPA Salary — What You Need to Know

A ₹15 lakh salary moves beyond the Section 87A rebate zone — your income tax liability is real and the regime choice directly impacts how much you pay. New regime at ₹15L: gross ₹15L minus ₹75,000 std deduction = ₹14.25L net. Tax = 5% on ₹4L + 10% on ₹4L + 15% on ₹2.25L = ₹20,000 + ₹40,000 + ₹33,750 = ₹93,750. After education cess (4%) = ₹97,500. This is your new regime tax liability with no additional deductions.

Old regime at ₹15L with typical deductions: std deduction ₹75,000 + 80C ₹1.5L + 80D ₹25,000 + HRA ₹80,000 = ₹3.3L in deductions. Taxable income = ₹11.7L. Tax = 5% on ₹2.5L + 20% on ₹6.7L = ₹12,500 + ₹1,34,000 = ₹1,46,500 + cess = ₹1,52,360. Old regime is worse here. Add home loan interest (₹2L): taxable = ₹9.7L, tax = ₹12,500 + 20% on ₹4.7L = ₹12,500 + ₹94,000 = ₹1,06,500 + cess = ₹1,10,760. Old regime with ₹5.3L in deductions is now ₹13,000 more expensive than new regime ₹97,500. Old regime only wins when total deductions exceed approximately ₹4.25 lakh.

The exact crossover point depends on your specific deductions. If you have 80C (₹1.5L) + 80D (₹50K for senior parents) + HRA (₹1.5L metro) + home loan interest (₹2L) = ₹5L+ in total deductions, old regime could save ₹20,000–₹40,000 over new regime. We compute this precisely for your profile.

~₹45,000 tax under new regimeUnder new tax regime AY 2026-27
Regime comparisonOld regime better only if deductions exceed ₹4.25L; otherwise new regime
Same-day filingDocuments by 2 PM → ITR-V same evening
Eligibility

Who Needs to File ITR on a 15 LPA Salary?

Senior employees at ₹1.1–₹1.3 lakh/month navigating a significant regime choice

Employees with a home loan and HRA evaluating whether old regime deductions are worth it

IT professionals with RSU/ESOP income that pushes total income higher than base salary

Double-income households where one partner earns ₹15 LPA and is filing separately

Filers with NPS employer contribution (80CCD(2)) wanting to maximise both-regime-available deductions

Professionals with rental income, investment income, or consulting fees alongside salary

Benefits

Why File with Bizeract?

Maximum Refund

Every eligible deduction applied — 80C, 80D, HRA, LTA, home loan. Most salaried filers are owed a refund.

Same-Day Filing

Documents by 2 PM → ITR-V filed same evening. Acknowledgement shared on WhatsApp.

Regime Optimised

We compute both old and new regime tax and file whichever saves more for your specific deduction profile.

CA-Backed

A Chartered Accountant reviews your Form 16 and deductions before filing — not an automated app.

Penalty Avoidance

Late filing after July 31 attracts ₹1,000–₹5,000 penalty. File on time.

Loan & Visa Ready

Filed ITR acknowledgement required for home loans, US/Canada visa, and income proof.

Simple Process

How It Works

A clear step-by-step process. Done by experts, on your behalf.

1

Share Documents

Form 16, PAN, Aadhaar, investment proofs — via WhatsApp.

2

CA Review

We reconcile Form 16 with AIS / 26AS and apply all deductions.

3

E-File

Return filed on incometax.gov.in. ITR-V acknowledgement shared immediately.

4

Verify & Track

E-verified via Aadhaar OTP. Refund status tracked and notified.

Documents Required

Documents Needed for ITR Filing for 15 LPA Salary

Form 16 from employer (Part A + Part B)
PAN card
Aadhaar card (for e-verification)
Bank account details (for refund credit)
Investment proof (80C: ELSS, LIC, PPF)
Health insurance premium receipts (80D)
Rent receipts + landlord PAN (for HRA)
Home loan interest certificate (if applicable)
Capital gains statement from broker (if any)
Expert Notes

What usually causes delay, notice, or resubmission

For itr filing for 15 lpa salary, the common issues are mismatched records, missing annexures, and numbers that do not reconcile with prior filings or portal data. Prospects often underestimate how often AIS, 26AS, GST returns, bank statements, or invoice summaries disagree with the draft they plan to submit. Fixing those gaps before filing is what keeps the process fast and reduces notice risk later.

Our review layer is designed around those failure points. We check whether the supporting data matches the filing position, whether the portal record already reflects a conflicting value, and whether any explanation or working paper should be kept ready before the return or reply is uploaded.

Expert Notes

What a strong filing handoff should include

Good conversion pages do not stop at pricing; they explain the operational handoff. Before the filing is submitted, clients should know what documents to share, what review happens, how acknowledgements are delivered, and what follow-up support is included if the department seeks clarification. That extra specificity improves trust and makes these pages more useful than thin price-led competitors.

Get ITR Filing for 15 LPA Salary for Just ₹499

Bundle worth ₹1500. Same day filing. Clear scope, expert review, and no hidden steps.

FAQs

Frequently Asked Questions

How much income tax on ₹15 LPA in AY 2026-27?

New regime: ~₹97,500 (no deductions except ₹75K std). Old regime with full deductions (80C ₹1.5L + 80D ₹25K + HRA ₹1L + home loan ₹2L + std ₹75K = ₹5.5L deductions): taxable = ₹9.5L, tax ≈ ₹1,02,000 — worse than new regime. Old regime only beats new regime if deductions exceed ~₹4.25L in this salary range.

Should I choose old or new regime at ₹15 LPA?

Compute your actual deductions: 80C + 80D + HRA (only in old regime) + home loan interest (Section 24). If they total above ₹4.25L, old regime saves more. If below, new regime saves more. The most common mistake is choosing old regime "because we always did" without computing the actual saving. We do this computation for you.

Can I claim HRA in new regime at ₹15 LPA?

No — HRA exemption under Section 10(13A) is not available in the new regime. At ₹15 LPA in a metro city paying ₹1.2L/year in rent, HRA exemption could be ₹72,000–₹1L in old regime. If this pushes your total old-regime deductions above ₹4.25L, old regime is better. If you live in your own home with a home loan, old regime's Section 24 deduction is the key comparison point.

What is the best way to save tax at ₹15 LPA?

New regime: employer NPS contribution under 80CCD(2) is the only major deduction available — up to 10% of basic salary. This is available in BOTH regimes. Ask HR to increase NPS employer contribution to reduce taxable income. Old regime: max out 80C (₹1.5L), 80CCD(1B) NPS (₹50K), 80D (₹25K), and claim HRA + home loan interest if applicable.

What does the process look like?

Fill the form → expert calls within 30 minutes → share documents on WhatsApp → we file → you receive certificates / acknowledgements. Zero office visits.

Are there hidden fees beyond the offer price?

No. The offer price covers the full scope listed in the bundle. Government fees (where applicable, like ROC for incorporations) are passed through at actuals — disclosed upfront before you pay.

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