GST registration was painless. They asked for documents, did the filing, and shared the certificate within a day. We were back to selling without the usual portal back-and-forth.
ITR Filing Business Income & Capital Gains
Freelancers, stock traders, crypto investors, consultants — complex income from multiple sources. ITR-3 / ITR-4 preparation with business income, STCG, LTCG computation.
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A clear individual itr filing (business / capital gains) workflow with scope, documents, and status visible.
Finance services work best when the filing path is explicit. We confirm the scope, check documents, prepare the filing, submit after review, and share acknowledgements or certificates.
Everything Included
Everything you need, handled end-to-end.
Your Bundle Breakdown
- ITR-3 / ITR-4 preparation and e-filing
- Business income computation (P&L)
- STCG / LTCG computation (shares, MF, crypto)
- Presumptive taxation advisory (Sec 44ADA/44AD)
- e-Verification + acknowledgement
Talk to Our Expert
Clear scope, defined delivery, and dedicated support included.
- 2-3 day filing
- CA-backed, money-back assurance
- No hidden charges, no upsells
- Dedicated WhatsApp support
What We Check Before Filing
Data reviewed against prior filings, portal records, and supporting documents
Acknowledgement numbers and filing status shared directly on WhatsApp
Mismatch and resubmission risks checked before final submission
What is Business / Capital Gains ITR?
Freelancers, consultants, traders, and investors with income from business, profession, or capital gains (stocks, mutual funds, real estate, crypto) must file ITR-3 or ITR-4 — more complex than the standard ITR-1 for salaried employees.
ITR-4 (Sugam): presumptive taxation under Sec 44AD (business) or 44ADA (professionals) — declare 8%/50% of turnover as income without maintaining full books (up to ₹2cr turnover). ITR-3: actual profit/loss, required for F&O trading, crypto, and larger businesses.
Capital gains computation is the most error-prone area: STCG (< 1 year) at 20%, LTCG (> 1 year) at 12.5% above ₹1.25L (post-Budget 2024 rates). We compute accurately from your broker statement — including F&O P&L and crypto transaction history.
Who Needs This Filing?
Why Professional Filing for Complex Income?
Accurate STCG/LTCG
Correct tax rates (20%/12.5%), grandfathering for pre-2018 gains, and set-off of capital losses — all computed correctly.
Crypto Handled
Crypto income at flat 30% (Sec 115BBH) with no loss set-off. We compute correctly — many filers get this wrong.
F&O P&L
F&O is business income — not capital gains. We compute turnover, allowable expenses, and apply correct ITR-3 treatment.
Presumptive Tax Advisory
We evaluate if 44ADA (50% presumptive for professionals) saves more tax than actual-expense method.
Loss Carry Forward
Capital losses can be carried forward for 8 years. We ensure losses are properly declared for future set-off.
Audit Risk Avoidance
Incorrect turnover declaration, unreported crypto, or wrong ITR form choice trigger scrutiny. We file correctly.
Get Individual ITR Filing (Business / Capital Gains) handled end-to-end
2-3 day filing. Clear scope, expert review, and no hidden steps.
Frequently Asked Questions
Is F&O trading income taxable as business income?
Yes — F&O (futures and options) is always treated as non-speculative business income, regardless of holding period. ITR-3 is mandatory. We compute F&O turnover (sum of absolute profits/losses on each trade) and net P&L.
What's the tax on crypto?
Flat 30% on crypto income (Sec 115BBH, from FY 2022-23). No deductions except cost of acquisition. Losses from crypto CANNOT be set off against any other income. TDS at 1% on crypto transactions above ₹10,000.
Can I claim expenses as a freelancer?
Under ITR-3 (actual): yes — internet, software subscriptions, home office, professional fees, equipment depreciation. Under 44ADA presumptive: no — you declare 50% of gross receipts as income automatically.
What if I have both salary and freelance income?
Both in one return (ITR-3). Salary is declared under Sec 17, business income under PGBP. Combined tax is computed at slab rates.
Is tax audit required?
Sec 44AB: mandatory if business turnover > ₹1cr (₹10cr if 95%+ transactions are digital) or professional receipts > ₹50L. Presumptive taxpayers under 44AD/44ADA can be forced into audit if they declare income below the presumptive rate.
What does the process look like?
Fill the form → expert calls within 30 minutes → share documents on WhatsApp → we file → you receive certificates / acknowledgements. Zero office visits.
Are there hidden fees beyond the offer price?
No. The offer price covers the full scope listed in the bundle. Government fees (where applicable, like ROC for incorporations) are passed through at actuals — disclosed upfront before you pay.
Rules, rates, and due dates change. We verify against these portals before every filing.
Ready to get started?
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